Monday, May 13, 2019

Updated National General STM Policies and Initial Payments


Serving the insurance needs of clients throughout the greater Charlotte, North Carolina area since 2002, Messer Financial Group is the region's largest independent insurance brokerage. With a commitment to providing top-notch service, Messer Financial Group provides the latest in industry news and new coverage options from major providers. 

In April 2019, the company issued an update about significant changes in National General’s insurance product offerings. One involved short-term medical plans in New Mexico, which now carry a three-month maximum duration. Additionally, they can only be reissued if there is a 12-month gap in between policies. Nine other states also expanded their short-term coverage solutions and existing Virginia plan rates are set to decrease. 

As of April 17, 2019, all individuals with National General products will have 15 days to update their payment information if initial payments are declined. If they meet this deadline, they can keep their desired effective policy date. Failure to produce this information will prevent it from activating.

Wednesday, February 20, 2019

Holiday Volunteerism Warms Hearts and Homes


Founded in the early 2000s, Mint Hill, North Carolina-based Messer Financial Group offers a variety of insurance products through its team of high-performing independent agents. The company additionally works to support nonprofit organizations that build community. At the holiday season, Messer Financial Group agents and staff “adopt” families in need, contributing to brightening a time of year when many people feel overwhelmed by isolation and loneliness.

Experts in mental health issues note that the winter holidays can be the roughest time of year for anyone coping with grief or emotional or financial stress. Particularly acute for people who experience seasonal affective disorder, anxiety and depression are common at this time. Today’s social media landscape offers little respite: For people experiencing the greatest need, the cheerful images of family get-togethers often only exacerbate feelings of separation from others.

Community outreach groups all around the country “adopt” individuals and families in need during the holidays, bringing warmth, healthy food, holiday music, community craft-making activities, and much-needed personal connections.

Nonprofit groups such as The Salvation Army and United Way encourage families, religious organizations, and other groups to become “angels” for people in need, particularly at the holidays. Grateful recipients of such outreach have noted that the time and emotional boost provided by volunteers have helped them give their children something to look forward to and allowed them to celebrate the holidays with dignity and a more positive outlook.